Sunday, May 24, 2020

My View Of Arranged Marriage - 969 Words

My life has always been full of expectations, whether they are minuscule or immense my parents know that there expectations will be met without any hesitation because I was raised to obey and respect my parents using them essentially as guides to live my life in a positive way averting stress and negativity. In my culture most Pakistani parents think children are often subjected to comply with their parents without a question, although times are changing gradually the same beliefs are still being passed down from generation to generation. In my point of view, the concept of arranged marriage has a lot of importance and value the idea of letting others decide your life partner is wild. The outlook of marrying a stranger or someone that your family doesn’t know seems absurd to many Muslim families, although many people are accustomed by now there are still many in society like my father and grandmother who think of it very adversely. My life has never been tough I have never fac ed enormous struggles in life and neither have I been placed in situations which put me in deep thought. For as long as I remember I have always loved my Father with all of my heart and have always tried to please him weather its academically or just traditional responsibilities a son should complete for his father. Throughout time the bond between me and my father has gotten only stronger and stronger by me making my dad proud to call me his son to me considering myself very lucky considering myShow MoreRelatedMy View Of Arranged Marriage977 Words   |  4 Pages My life has always been full of expectations weather they are small or big my parents know that there expectations will be met without a doubt because I was raised to obey and respect my parents using them basically as guides to live my life in a positive way avoiding stress and negativity. In my culture most Pakistani parents think children are often subjected to obey they parents without a question although times chang ing slowly the same traditions are still being passed down from generationRead MoreArranged Marriage in Modern Indian Culture in Books by Jhumpa Lahiri and Anita Jain1060 Words   |  4 Pages Both Jhumpa Lahiris â€Å"Going Ashore† and Anita Jains â€Å"Is Arranged Marriage Really Any Worse than Craigslist?† discuss the prospects of arranged marriage and the processes involved in it, Lahiri suggests that arranged marriage is the answer to an unstable life, Jains story suggests that arranged marriage and its processes is just as unstable as a typical love marriage. In â€Å"Going Ashore†, the character, Hema, views arranged marriage as an answer to her unfortunate history of past relationshipsRead MoreArranged Marriages : Women For Sale926 Words   |  4 PagesArranged marriages have been known to happen for several centuries. Arranged marriages are a type of marital union where a third party usually the parents of the pride and groom predetermine their martial agreement at a young age rather than each other select their own spouse. Historically, it was a primary way for a spouse to meet her or his future significant other. The traditional purposes of these types of unions were political, military, and social. They were common among the royalty and nobilityRead MoreEssay on Arranged Marriages786 Words   |  4 Pageshear the words arranged marriage? I am sure a happy, respectful, loving relationship was not what popped into your mind. Arrange marriages are a complex subject, and the concept is perceived as a human rights issue where i ndividuals loose the right to freedom of choice. In saying that, my initial opinion of an arranged marriage was not held in high regard. However, after being introduced to someone who is in the process of an arranged marriage; and conducting my own research; my view changed. HenceRead MoreCultural Diversity : The And Words Of A ! Kung Woman And Saheri From Saheri s Choice1197 Words   |  5 PagesIntroduction: Marriage is described as two people as partners in a personal relationship. There are two typical ideas of marriage that we know today. The first one that comes to mind is the one we all know, based on love, but there is another one that some may not even know of and its arranged marriages. Arranged marriage is not typically in our culture we know but in different cultures arranged marriages are their normal marriage. Throughout this essay, I will discuss the importance of realizingRead MoreDifferent Types Of Arranged Marriages1005 Words   |  5 Pages All of these different types of arranged marriages are still used in today s world. The question asked by most is, why even go through with arranged marriage? Why not say no? Why not run away? Why would you allow your parents to choose who you should be with for the rest of your life? And why not just get a divorce. 07/zuffoletti/traditional.html. There are a lot of major things that you have to take into account. Reputation- Not getting marriedRead MoreArranged Marriage : A Choice Essay1161 Words   |  5 PagesComposition 09 April, 2015 Arranged Marriage: A Choice We have always been told to take the path take that will guide us to a better future. We have been asked numerous questions about what are majors will be in college, at what age do we see ourselves settled down and married. I too have been asked, but not the reaction I had expected. This conversation came up when I was talking to a group of friends where I had been asked if I would agree to an arranged marriage, due to my ethnicity. Just as I hadRead MoreArranged Marriage vs Love Marriage1619 Words   |  7 PagesArgumentative Essay Arranged Marriage Vs Love Marriage Marriage is a relationship that bind of a spouse in formal event and registered by law as to declare a husband and wife. Marriage is key to form a family into larger as a basic unit in social system. Marriage also bind of the emotional relationship where both spouse are sharing their life together as to form a family. It is the joining  of two people in a bond that putatively lasts until death,  but unfortunately in a real life is increasinglyRead MoreThe Mango Season By Amelia Malladi1249 Words   |  5 Pagesnews articles I learned that arranged marriage is something that is still common in modern day and age. In this paper we will address arranged marriage portrayed in the book, arranged marriages in the news, how they related to traditional practices and lastly the conflict between the traditional practice and modern day. Arranged marriages are a process not throughly understood by western cultures but greatly encouraged by eastern cultures and religions. Arranged marriages are also often portrayed differentlyRead MoreArranged Marriages Should Not Be Lawful1128 Words   |  5 Pages â€Å" In the name of God, I take you to be my wife/ husband, to have and to hold from this day forward, for better, for worse, for richer, for poorer, in sickness and in health, to love and to cherish, until we are parted by death. This is my solemn vow.† In an arranged marriage, two complete strangers come together by family, religion, or ethics to become spouses. Stating these meaning packed words, the two vow lives to one another while barely knowing the other. Yet, that is whom the parents have

Monday, May 18, 2020

Review On The Genesis Of The Crisis Finance Essay - Free Essay Example

Sample details Pages: 8 Words: 2438 Downloads: 10 Date added: 2017/06/26 Category Finance Essay Type Narrative essay Did you like this example? The term global economic crisis (GEC) or global financial crisis (GFC) is used to describe the general slowdown of the world economy. This means that there are fewer and fewer people buying and selling to each other. As such, trade goes down whereby less money circulates in the market. Don’t waste time! Our writers will create an original "Review On The Genesis Of The Crisis Finance Essay" essay for you Create order A crisis is then developed, because once this cycle of less gets started, it is very difficult to break. Bludell-Wingnall and Atkinson (2008) simply defined the GFC as a situation where a dam is overfilled with flooding water but water is forcefully and continuously directed to it. Pressure increases and the dam finally breaks and the damage gets enormous. This is what particularly happened with the 2007-2010 GFC which has its roots in the United States, the worlds largest industrial military complex. The high risks that banks and financial institutions kept on taking for a greater inflow of money suddenly exploded and spread to the world as a scourge with developed and developing countries feeling the heat first and the least developing ones at a much later stage. 2.1 The Genesis of the Crisis While examining the origins of the financial crisis, we are much likely to start with the real estate market, that is the place where the crisis really began and focusing on the subprime mortgages and unscrupulous lenders and casting the blame on the unsustainable real bubble which began to collapse in 2006. This is what happened in the real estate bubble which is also one of the main factors of the GFC. Problems began when borrowing and lending between banks in different countries started to become a little unbalanced. Banks in the United States and Britain began borrowing large sums of money from banks in Asia and Russia. The UK and the US used this money to approve home loans that they would usually not consider. Basically, before a home loan is approved, the bank checks that the applicant has got a steady income and a clean credit history. That is, the person who wishes to take a loan has to prove that he is employed, reliable and good at paying his bills. However within the last decade, banks began to approve loans to applicants who did not necessarily satisfy these criteria. And to cover the risk of approving these less than perfect candidates, the banks, charged higher interest rates in order to make more money. This kind of home loan is called a sub-prime mortgage. And as Khatiwada and McGirr (2008) stated many of these sub-prime mortgages never made it to the balance sheet of the lending institutions that originates them. Moreover in many instances, applicants of the sub-prime mortgages defaulted their loans or were simply unable to repay the banks. The tool of last resort was finally put to use. The banks sold the mortgages to the investment banks. The latter in turn pooled together hundreds and thousands of mortgages as mortgage-based securities (MBS) and sold them. Securitization, the wonderful financial vehicle made it possible because as securities, mortgages could be resold. Thus securitization creates diversification and liquidity and also eases the risk of default or going bankrupt. In addition to this, credit rating agencies like Moody, Standard and Poor, and Fitch did not take into consideration the possible systematic risk and blessed the apparently low risk securities with AAA ratings. This attracted pension funds, banks, mutual funds, some money market funds and investors from all over the world which purchased the securities assuming that they were safe. Additionally, because investors considered such securities as low risk ones, they leveraged them. In short they invested more than they had actually capitalled for. In this process, none cared to assure the credit worthiness of the home buyers and their likelihood to keep up with their monthly mortgage payments. This was so because the MBS moved from investors to investors and the income they earned was from the origination fees rather from the eventual monthly payments. Investment banks have a similar incentives in their role as they buy mortgag es from the originators and sell them to the final investors and make most their money from processing fees also known as broker fees. To sum up, the securitization of mortgages was a process that was filled with perverse incentives to ignore the credit risks of the borrowers, and to make as much money as possible on volume and processing fees. However, the problem with securitization is that it does not provide protection against systematic risk. And unfortunately such systematic risk was not priced into the subprime mortgage pools; not until things went wrong and subprime borrowers started defaulting on their mortgages. 2.2 The Shock Soon subprime lending increased home ownership rate in the US significantly and about 5 million people went from tenants to homeowners. As a result rents went down and house prices increased till they reached unsustainable heights relative to rents. But in contrast to the stock market, in the real estate market when the asset prices rise, more assets are created through construction. Between 2001 and 2007, the construction of new housing units exceeded significantly, the new household formations and naturally this housing bubble could not grow infinitely. As Robert Collier (1885-1950) said supply comes on the heels of demands. So naturally, the housing bubble had to come to a stop as there was excess supply in the market. The rise in housing asset prices stopped in 2006 and the decline accelerated in 2007 and 2008. This implied that many of the subprime owners could no longer refinance when their mortgage rates were reset, which caused delinquencies and defaults of mortgages to increase sharply, especially among subprime borrowers. Moreover, insurers like AIG who insured these bad mortgages also got in trouble. From the first quarter of 2006 to the third quarter of 2008, the percentage of mortgages in foreclosure tripled, from 1 percent to 3 percent, and the percentage of mortgages in foreclosure or at least thirty days delinquent more than doubled, from 4.5 percent to 10 percent. These foreclosure and delinquency rates are the highest since the Great Depression. The previous peak for the delinquency rate was 6.8 percent in 1984 and 2002. The American dream of owning your own home was turning into an American nightmare for millions of families. Meanwhile, banks started losing their money which made overseas lenders nervous. The lenders demanded that the banks return what they borrowed, and made pressure worse by imposing a tight time frame which led banks into a financially unviable situation. Hyun-Soo (2008) however argues that it is the Trust Crisi s which caused this global predicament. It is, indeed, to some extent true, because people started to lose confidence in the banking system and everyone wanted to withdraw their money at the same time. On such incidence happened to the Northern Rock Bank which seeked an emergency loan to stay afloat, prompting a run on the bank as worried customers withdraw  £ 2 billion (BBC 2009). Furthermore confidence in many financial institutions was shaken and stock market witnessed systemic weakness across financial sectors. The share prices for large, small, and investment banks all significantly dropped and between July 2007 and March 2008, lost about a third of their value. This caused banks to stop trusting other banks and interbank lending was disrupted. This problem become so large that even banks with large capital reserves ran out. The government had to step in and inject money into the banks which took the form of taxpayer money. For Chan Lau (2008), the financial quake made the ailing US economy tremble and run the risk of a major bankruptcy. European economies which were well aligned with their American counterparts in the form of overseas subsidiaries and affiliates were eventually threatened by the crisis and it was foreseen that emerging economies in the developing world would suffer. 2.3 Causes of the Crisis Moving down the chain, after feeling the shock of the crisis which is likely to affect different countries differently depending on their economic structure; the next move that needs to be taken is about the precautionary or preventive measures. Though the GFC is not over yet, it quite an important step if one does not want history to repeat itself in the near future. This aim cannot be achieved without having a look at the plausible causes of the GFC. Many factors directly and indirectly caused the ongoing financial crisis of 2007-2010, with experts placing different weights upon particular causes. 2.3.1 Imprudent Mortgage Lending Low interest rates, increasing housing prices and above all flexible lending standards allowed anyone to own houses which were once unaffordable by them. However one cannot fully blame the bank as like everyone else, they also wish to maximize their profits in a materialist cultural environment where maximization of income and wealth is the highest measure of human achievement. 2.3.2 Lack of Transparency and Accountability in Mortgage Finance The current financial crisis in the US shows that the price to be paid for lacking transparency and accountability in the securitization process of mortgage loans has proven to be very costly in terms of loss of credibility, reputation, market share and value. Moreover without transparent responsibility, business leaders will not be able to regain trust and confidence which regrettably have been lost in this crisis. 2.3.3 ÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚ ¦ 2.4 Impact of the Crisis on the Economy US Economy The crisis started to show its effects in the middle of 2007. The economic recession The economic recession worldwide has redefined many a modern economy, including the bigwigs like the United States of America and Russia. The down-trend exhibited by the US economy is hemorrhaging at a rate that is alien to the previous five decades. With nearly four million jobs on the line, revival seems a distant dream, but not impossible. The US economic crisis has hit the common man the most, reducing the quantum and quality of lifestyle greatly. Homes and investments have plunged, tagging along labor market statistical pressure. The main features of the current US economic crisis include: Steep payroll decline Loss of more than 4.4 million jobs Sharp contraction within the labor market Increase in involuntary part-time job slots and underemployment Drop in average hourly earnings Reduced consumer spending (Borade year unknown ) Impact on the various sectors of US The IMFs estimate of the US bank loses are as huge as $1.6 trillion. US banks have raised an additional $400 billion in capital so far, which means they need another $1.20trillion to get back to normal health. For banks to recover this amount through profits would take years. Until then, banks would not be in a position to provide adequate credit. The Bureau of Labour Statistics of the US released a monthly report stating that the US economy, in January 2009, lost almost 600,000 jobs. The official unemployment rate rose from 7.2% to 7.6%, the highest in 16 years. Inside that 600,000 figure are 207,000 manufacturing jobs, which is the largest decline in a single month. The US commerce department released its report stating that the new orders received by US factories fell by 3.9% in December, following a 6.5% slump in November (Prasad 2009a). Since January 1, 2009, as many as 20 million people have lost their jobs. Almost 5.4 million people go each week to collect their dwindling unemployment benefits; a year ago the number was 2.6 million. This is the highest figure since 1967 (Prasad 2009b). Reaction of US People During the mortgage crisis of 2007 and 2008, the average US consumer spent less because of a feeling that there may be a time in the future where his income will not be the same. He saved the money he earned instead of spending it on a new TV set or a new washing machine. At these times, even those who possess postgraduate degrees are not insulated from job loss. This past couples of years are those times when the average American would rather save most of his salary and spend less on luxury and non-essential goods. The problem gets exacerbated even further because corporate entities refused to expand their operations because of the amplified economic risk. As more people spent less, more people earned even less, hence an economic slowdown. (Miller 2010) This attitude of developing less created another problem. US had to cut down on imports and one of the luxury goods that have been affected is garment, or better said the textile industry. People are more and more focusing on th eir basic necessities. The Global Textile Industry The fact that the US is an important country for textile global market fundamentals, its ups or downturns is likely to have an impact the other textile markets. Generally, US import more garments and clothing from other developing nations in high volumes than any other country. Hence the financial crisis in the USA economy will have an impact on textiles import also which have dropped the market sentiments in overseas market since the last few months. Moreover it was sure that the financial turmoil will have an adverse impact on the global textile sector. But the real impact would be felt if the economic slowdown in the US and European economies persist over a long duration (more than 2 years), which would have an impact on the basic fundamentals of demand supply of various economies. This would result not only in the reduction in demand for the Textile Sector but also result in pricing pressures at time to time in markets. A we have seen earlier, the economic crisis has redu ced EU and US demand for at least some categories of imports from the South as economic uncertainty about job security, income and savings has lead many Northern consumers to cut back on purchasing brand products. This in turn has an impact on retailers who have to cut back on production due to shrinking consumer markets. Many consumers are now going for the sharply discounted apparel and lower end products, which will favour some brands and retailers over others, but in any event prices paid to suppliers will be affected. One such country that has been to some extent been affected is Mauritius. Textile Industry is one of the major pillars of the Mauritian economy. Further details of the impact of the GFC on this sector will be discussed in the next chapter. CHAPTER 3: Mauritian Textile Industry and the Global Financial Crisis 3.0 Definition of the Apparel Industry Instead of using the word textile, the most appropriate word to use would be apparel. Apparel industries are companies which design, manufacture, and/or license brands for mens, womens, and/or childrens clothing, footwear, and accessories. The apparel industry encloses or may be even called using the following names: footwear industry, textile and clothing industry, shoe industry, textile industry, clothing stores, fashion industry, clothing industry, apparel manufacturing industry, clothing apparel industry, garment industry, or even fashion and clothing industry (, 2000) 3.1 History of Textile In Mauritius   Ãƒâ€šÃ‚     Ãƒâ€š

Thursday, May 14, 2020

32 Famous Basketball Quotes

Some say it is just another ball game. However, basketball enthusiasts swear that the game is the purpose of life. While both views are extreme, you cannot help being intrigued by the genuine fanaticism of the fans. Read these famous basketball quotes. Maybe, in these famous basketball quotes, you will find the purpose of life. You can read inspirational basketball quotes to take you forward in the game of life. Jason Kidd A lot of late nights in the gym, a lot of early mornings, especially when your friends are going out, youre going to the gym, those are the sacrifices that you have to make if you want to be an NBA basketball player. Magic Johnson Ask not what your teammates can do for you. Ask what you can do for your teammates. Elgin Baylor Coaching is easy. Winning is the hard part. Michael Jordan Even when Im old and grey, I wont be able to play it, but Ill still love the game. Obstacles dont have to stop you. If you run into a wall, dont turn around and give up. Figure out how to climb it, go through it, or work around it. Some people want it to happen, some wish it would happen, others make it happen. Talent wins games, but teamwork and intelligence wins championships. The game is my wife. It demands loyalty and responsibility, and it gives me back fulfillment and peace. Ive missed more than 9000 shots in my career. Ive lost almost 300 games. Twenty six times, Ive been trusted to take the game winning shot and missed. Ive failed over and over and over again in my life. And that is why I succeed. I would tell players to relax and never think about whats at stake. Just think about the basketball game. If you start to think about who is going to win the championship, youve lost your focus. Wilt Chamberlain Everybody pulls for David, nobody roots for Goliath. Kobe Bryant Everything negative -- pressure, challenges -- are all an opportunity for me to rise. Kareem Abdul-Jabbar Great players are willing to give up their own personal achievement for the achievement of the group. It enhances everybody. I can accept failure, but I cant accept not trying. I think someone should explain to the child that its ok to make mistakes. Thats how we learn. When we compete, we make mistakes. Ive had enough success for two lifetimes, my success is talent put together with hard work and luck. Dennis Rodman I couldnt care less if the guy Im guarding has HIV. Im going to slam him anyway. Julius Erving I think that my God-given physical attributes, big hands, and big feet, the way that Im built, proportion-wise, just made basketball the most inviting sport for me to play. If you dont do whats best for your body, youre the one who comes up on the short end. Larry Bird Once you are labeled the best you want to stay up there, and you cant do it by loafing around. If I dont keep changing, Im history. Push yourself again and again. Dont give an inch until the final buzzer sounds. Ive got a theory that if you give 100 percent all of the time, somehow things will work out in the end. Leadership is diving for a loose ball, getting the crowd involved, getting other players involved. Its being able to take it as well as dish it out. Thats the only way youre going to get respect from the players. James Naismith The invention of basketball was not an accident. It was developed to meet a need. Those boys simply would not play Drop the Handkerchief. Jerry West You cant get much done in life if you only work on the days when you feel good. Charles Barkley If you are afraid of failure you dont deserve to be successful! Elgin Baylor If you look up the definition of greatness in the dictionary, it will say Michael Jordan. Isiah Thomas If you want consistency, then you perform. This is a performance job. You get paid to perform. Your money is guaranteed, but your minutes are not. My greatest gift that I have in life is basketball. Pete Maravich Love never fails. Character never quits. And with patience and persistence, dreams do come true. Shaquille ONeal Me shooting 40% at the foul line is just Gods way to say nobodys perfect. Kevin Johnson No matter what you say, you can have as many receivers as you want; there are enough balls to go around.

Wednesday, May 6, 2020

President Lyndon B Johnson s Speech - 1556 Words

President Lyndon B Johnson gave his State of the Union speech on January 8, 1964; Johnson’s speech followed many of the basic principles put forth by our founding fathers in the Declaration of Independence and in the United Sates Constitution. The United States of America was founded upon the Declaration of Independence and the Constitution these documents were drawn up by our founding fathers. The two documents have different purposes, the Declaration of Independence was used to declare independence from the British rule and the Constitution declares our liberties that are granted to all United States citizens. President Lyndon Johnson’s State of the Union Speech also known as the War on poverty Speech because Johnson discussed how he could get America on track and put a stop to poverty. Johnson believed that by creating government building programs, extending tax cuts and increasing food stamps would put an end to poverty. Lyndon Johnson’s ideas expressed simil ar ideas of our founding fathers when they created the constitution and Declaration of Independence America is a country that was founded on the work of previous citizens and the founding fathers and when we think about America we think of a country founded by the people for the people. Through President Johnson’s speech he referred to past events and also referred to former President John F. Kennedy three times. John F. Kennedy was Assassinated and being the vice president Johnson was sworn in and took his place.Show MoreRelatedPresident Lyndon B. Johnson s Speech1786 Words   |  8 PagesWord count: 1701/1786 â€Å"We Shall Overcome† President Lyndon B. Johnson conveyed to congress, I think, the most exhilarating and legendary dialogues in the history of America on March 15, 1965. The speech occurred after the passing of an African American demonstrator in Selma, Alabama (History Matters). Demonstrators were protesting for African Americans to have the right to vote. According to Professor Pauley, teacher of oratory at Calvin College, â€Å"the speech is considered a landmark of U.S. oratory†Read MorePresident Lyndon B. Johnson s Speech957 Words   |  4 PagesPresident Lyndon B. Johnson delivered on the most famous and fascinating speeches in American history on March 15 1965. The speech was inspired over the situation that occurred in Selma, Alabama one week earlier. African Americans were protesting over voting rights, as due to manipulation of the voting system by whites. The purpose of President Johnson’s speech was to convince Congress and Americans to pass his bill on voting reformation. Pre sident Lyndon B. Johnson’s speech is rhetorically effectiveRead MoreLyndon Johnson Was Convinced That Liberal Nationalism And1501 Words   |  7 PagesLyndon Johnson was convinced that liberal nationalism and the power of the federal government could transform society. His faith grew out of his youthful experiences with poverty in Texas, his political apprenticeship during the New Deal, and his desire to surpass Roosevelt s legacy. When he took office in November 1963, after John F. Kennedy s death, Johnson inherited the early initiatives to address poverty that the Kennedy administration had under consideration. With characteristic enthusiasmRead MoreThe Legacy Of Lyndon Baines Johnson1332 Words   |  6 PagesEarly life Lyndon Baines Johnson was born in Stonewall, Texas on August 27, 1908. He grew up right there in his hometown. His parents were Samuel Elay Johnson Jr. and Rebekah Baines. He was accompanied by his siblings Sam Houston Johnson, Rebekah Johnson, Lucia Johnson, and Josefa Johnson. For school he would run to the nearby, one-room junction school. He grew up on a farm but his grandfather had a dream of him becoming a member of the U.S. senate. He was a responsible young adult and out of collegeRead MoreLyndon B Johnson And The Vietnam War1470 Words   |  6 Pagesexactly what happened for Lyndon B Johnson amidst the Vietnam War. The year was 1968, with the incumbent President, not running for office anymore. The President of the United States was up for grabs and between the Vice President, Hubert Humphrey and Richard Nixon. Richard Nixon, in order to gain the upper hand in this election, would sabotage peace talks in Vietnam and end up prolonging America’s involvement for another seven years, Lyndon B Johnson in the early 1960’s decided to interfere withRead MoreThe War Of A National Highway System1463 Words   |  6 PagesThe term New Frontier was used by liberal, Democratic presidential candidate John F. Kennedy in his acceptance speech. Kennedy entered office with the goal to get rid of Americas poverty, and to raise America’s eyes to the stars through the space program. During the New Frontier, unemployment benefits were expanded, aid was provided to cities to improve housing and transportation, funds were allocated to continue the construction of a national highway system started under Eisenhower, a water pollutionRead MoreVietnam War and American Culture1684 Words   |  7 Pages Vietnam Wars Impact on American Culture Donna Whittle DeVry University Introduction to Humanities I. Introduction and Thesis Statement In the 1960’s America went through many cultural changes. Martin Luther King Jr., a civil rights activist, delivered his famous, â€Å"I have a dream† speech. African Americans were fighting for peace, freedom and equality. The United States was involved in the Vietnam War, committed to anti-communism. African Americans were deployed toRead MoreThe New Frontier : A Term Coined By John F. Kennedy1049 Words   |  5 PagesHours later, Lyndon B. Johnson took office as President of the United States. Johnson came into office with plans to tackle the biggest problems which faced the United States, such as the civil rights movement and the unemployment rate. Former President, Lyndon B. Johnson, in his speech, The Great Society, outlined a set of reforms to help persuade the nation s youth to assist in creating a truly â€Å"great society† and propel the nation to greater heights. The purpose of the speech was to layRead MoreLyndon Baines Johnson And The Civil Rights Act Of 1964974 Words   |  4 PagesPrinciple? Lyndon Baines Johnson was born in 1908 in central Texas. At the age of twenty he taught at a fifth, sixth, and seventh grade segregated Mexican-American school in Cotulla, Texas. His career began in teaching but in 1931 Johnson began a political one. Johnson held a seat in the U.S. House of Representatives for eleven years. He was elected in 1937 representing his home state Texas. Johnson was also a lieutenant commander in World War II. He was in the South Pacific when President RooseveltRead MoreThe Civil Rights Act Of 1957944 Words   |  4 Pagesfelt the agony of discrimination in the area of housing, the armed forces and transportation. These forms of discrimination joined with the idea of the inferiority of the Negro were the key stumbling blocks of the Truman, Eisenhower, and Kennedy and Johnson administrations in trying to improve the civil rights of the Negro (Rhode, 2014). In order to take a comprehensive look at the origins of the C.R.A. of 1964, it is necessary to examine the three previous administrations actions towards civil rights

Confidential Information on Essay Topics about Psychology That Only the Experts Know Exist

Confidential Information on Essay Topics about Psychology That Only the Experts Know Exist The Fundamentals of Essay Topics about Psychology Revealed There are many aspects to look at when deciding on a fantastic topic, but you need to also think about avoiding ideas that could be offensive in nature. This area of psychology addresses the lifespan of the individual, thus there's no need to be concerned about the number of topics. The body ought to be well written. The procedure is straightforward. Look at the world today, search on the internet and appear at news articles too there's inspiration everywhere. Chancing upon a topic for your study can be tough, but there are a lot of great strategies to develop intriguing ideas. Luckily, there are tons of great places to locate inspiration and the subsequent list contains just a couple suggestions to help get you started. If you're struggling, you always have the option to get help by utilizing an essay writing service such as ours. The Good, the Bad and Essay Topics about Psychology When you brainstorm potential paper ideas, it is reasonable to do a literature review in order to find out more about the analysis area. You may then embark on research to receive ideas to strengthen your argument. After you have chosen a topic, you can conduct a precise research to assemble the most suitable resources to choose your paper. Other than actually writing the texts, you should put forward a strong subject, conduct thorough research to discover relevant data. Life After Essay Topics about Psychology Inspiration to make your own advertising or media argumentative essay topics isn't tricky to discover. Psychology research paper is a typical assignment and source of several sleepless nights at college. If it comes to that, think about selecting a Psychology essay writing service which accounts for professionalism, quality, and deadlines. Crafting a topic in psychology is not simple, particularly when it co mes to writing about children. Consequently, an individual may choose to compose a paper hurriedly. Do not expect picking a psychology topic for your paper is going to be a quick or quick job! Selecting topics for a psychology paper can be hard, but if you decide on the best one, it is going to be a good deal less difficult for you to compose the entire paper. The key to selecting an excellent topic for your psychology paper is quite easy. Psychology is easily the most vital discipline which supports other disciplines also. It can provide a wealth of interesting matters to discuss. It is one the disciplines that have a lot of topics to choose from and that is why many students gets a hard time trying to choose one. General psychology is a vast sphere of wisdom and the writer has a terrific chance to choose among the large variety of ideas. 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Question: What Marketing strategy or strategies has Facebook adopted since it was created? What marketing options can you describe for Facebook if it wishes to remain a successful organization throughout the next decade? Answer: Introduction In order to make successful business model and generate large amount of revenues all kinds of companies frame different marketing strategies like media marketing, mobile marketing, consumer based marketing and also product based marketing. Face book is a platform used by majority of the companies to initiate social media marketing (Stone, 2012). The report here deals with the analysis of the past marketing strategy of Face Book so as to provide recommendations for adoption of some different marketing strategies in future. Background of the company In February 2004 Mark Zuckerberg, a student of the Harvard University introduced the concept of Face book which is currently reported to have one billion members all across the globe. The major mission of this social networking site is to give the people the power to share and make the world more open and connected. As per the reports of Forbes January 2014 the following graph shows the number of Face book users in the different countries (, 2015). Figure 1: Number of Face book users in different countries (Source: , 2015) With the highest market share of 44%, Face book has no fixed business model for attracting the social media users. The main users of Face book consists generally of the teenagers and the target population between 22 to 45 years. Apart from that the company has also helped various universities, colleges and also SMEs to promote their products and services through online advertising. Figure 2: Market Share of Face book (Source: Ivcevic and Ambady, 2013, pp-215) The major resource of Face book is its 1 billion users and around 1,000,000 business pages. The company in the year 2013 also introduces the concept of Face book Home for the mobile devices to connect with friends (, 2015). The introduction of the Face book messenger helped the users to use the easier version of the messaging app without formally logging into Face book. In the late of 2013 Face book also acquired Instagram for $ 1 billion to increase the app use of the users and also to introduce which is a Face recognition Platform for enabling auto tagging feature on shared pictures. According to (_) Face books strives to make growths with the help of Talent acquisitions of the different innovative applications and companies. Some of the major acquisitions are as follows: Year of Acquisition Name of the company Purpose of acquisition 2008 ConnectU Social networking 2009 FriendFeed Social networking aggregator 2010 Divvyshot Photo management 2012 Instagram Photo sharing 2012 Spool Mobile marketing 2014 WhatsApp Mobile instant messaging Table 1: Important Acquisitions by Face Book (Source: Hipperson, 2010, pp-96) Marketing analysis Analysis of the past and current marketing strategies of Face book Despite of the growing rate of user traffic and high rates of share price in NASDAQ, managers at Face book are concerned about the expansion plans of the company (Hipperson, 2010). The company in its initial stages had adopted the General marketing strategies which included keeping focus on the market expansion, market share growth, and niche market targeting and market exit strategies. Scaling strategy: Face book from its inception did not try to inculcate all the advanced features to attract huge customer base. At the initial stage the company positioned this platform as a normal communication channel for the college networks. The transformation from the college networks to the global scenario occurred in the year 2007. Face book with its basic features introduced the system of signing in and creation of account of any individual at any part of the world. The final transformation of the Platform occurred in the year 2011 when Face book introduced the Timeline concept where the user has the opportunity to organize the memorable content according to his wish. (Refer to appendix 1) Market expansion: The Company from its very beginning had targeted the users of countries like USA, Brazil, India, Japan, Russia, Germany and South Korea. The expansion strategy related to focus on mass population of all these countries without any discrimination or selection of specific target markets. This allowed Face book to create around 900 million monthly active users and a global market share of 44%. (Refer to appendix 2) Product focus strategy: Before the convention of Face book there was no relevant social media website (Ivcevic and Ambady, 2013). Hence the major focus of Face book was to make an innovative product strategy. Although Face book is basically a service company however the company focuses on creation of products for different segments of customers Types of customer segments Products offered by Face book Users Free Face book messenger on mobile web and android platforms It launched the innovative concept of Timeline view in 2012 which allows organizing and displaying the major events of the users life. Face book News Feed for the users homepage to get regular updates Introduction of Instagram for easy and quick photo uploading system Business Developers The use of the APIs and HTMLs helps the business developers to build social apps like games, desktop applications, and mobile applications. The company made partnership with online payment companies like PayPal to enable the collection of money for the use of the paid apps. Advertisers and marketers Face book acts as a social platform for the promotions of the products and services of different companies, online stores, colleges and also entertainment sectors. The advertisements helps Face book to generate revenue and also helps the advertisers and the marketers to generate income from the promotional strategies. The advertisers pay for their ads based on either cost per thousand impressions or cost per click method. Segmentation Targeting and Positioning (STP) process: Face book adopted the general STP process for approaching the target market. The company segmented the overall population of the basis of internet ad computer users. Based on this Face book gradually focused on its target market and planned its services accordingly. The original positioning strategy adopted by Face book was to show Face book as a social space online for communication of college students (Flores, 2013). Factors Target customers Geographic factors Targeted countries like Turkey, Mexico, Indonesia, Italy, Colombia, Venezuela, Ecuador etc. (Refer to appendix 3) Age The largest groups of Target customers for Face book are within the age range of 45 to 54. The report of Forbes shows that around 65% of the users are above 35 years. Although Face book is a platform for the young generation but still only 14% of the total population using Face book are below 24 years. (Refer to appendix 4) Gender and education 60% of the Face book users are female and rest male among them 92% are seen to be highly educated and college graduates since the use of Face book applications require basic and advanced computer knowledge. Brand development strategy: Face book adopted two different types of Branding strategies namely the direct customer branding and the indirect customer branding. According to Parkin (2009), through direct customer branding Face book was able to create huge user traffic and also build a strong database from the personal information of 900 billion users. (Refer to appendix 5) Moreover the company with the help of the indirect customer branding was able to gain revenue from the networking activities and also from the online visits and likes of the users. Face book presented itself in the mind of the users as a trend setter as well as a social advertising platform. (Refer to Appendix 6) IMC strategy: Face book uses both online and offline IMC strategies to increase the market share and the revenue. The online IMC strategies include website, blogging, paid search, social networking sites, search engines and the offline marketing channels include Traditional print media like magazines, newspapers both international as well as local, TV commercials, Billboard, Signage, Poster and items like T-shirt ads, Souvenirs etc (Parkin, 2009). Recommendations of future strategies for Face book Expansion in China: The Company can further adopt the expansion strategy by targeting the population of the highest populated country that is China. China being the largest internet market of the World will enable Face book to generate high revenue and increase the estimated user traffic by 1.51%. The presence of censored firewalls in China regulates the internet content of various sites and also prevents the users from using Face book, you tube and Twitter. Hence it is recommendable to the managers at Face book to adopt the product penetration strategy and customize the content of Face book in accordance to the internet rules of China. This will help the company to capture a large market share. Product customization and expansion: With the acquiring of Whatsapp, Face book targeted an expansion plan in the product innovation strategy. However the company should focus on the reduction of the large number of political protests that are being showcased in its site. The censorship of the content is necessary for Face book to flourish in countries like China. However with majority of the population who identifies themselves with the present services of Face book, any change in the services of the company will not be readily accepted by the users. The surveys conducted by Face book about their services showed that around 62% of the users are if the opinion that the company should consolidate the Face book fan pages and Face book app pages in a more comprehensive manner. User satisfaction strategies: Since Face book is a social platform for communication hence the users are required to put their personal information in the platforms. The surveys of Forbes suggests that around 93% of the users are of the opinion that the platform should develop the privacy settings and should also focus on providing better web search and improve the email and the chat options. Conclusion The report shows the different strategies adopted by Face books showing the revenue growth and the market expansion that the company has been able to sustain due to the use of the marketing strategies. From the analysis of the present and the past strategies it is clear that Face book made a steady and gradual growth in the field of social media with the help of product innovation and successful talent acquisitions. However the stagnancy of Face book in the recent years in the field of innovation maybe a reason behind the decreases in the number of user traffic hence the report also focuses on some of the strategies that Face Book should adopt in order to maintain its place as a trend setter in the minds of the users. Reference list Books Flores, L. (2013). How to measure digital marketing. Basingstoke: Palgrave Macmillan. Parkin, G. (2009). Digital marketing. London: New Holland. Journals Hipperson, T. (2010). The changing face of data insight And its relationship to brand marketing. Journal of Database Marketing Customer Strategy Management, 17(3-4), pp.262-266. Ivcevic, Z. and Ambady, N. (2013). Face to (Face)Book: The Two Faces of Social Behavior?. J Pers, 81(3), pp.290-301. Stone, M. (2012). Reflections on a life in database marketing. Journal of Database Marketing Customer Strategy Management, 19(4), pp.214-218. Websites (2015). Facebook for Business. [online] Available at: [Accessed 7 Jan. 2015]. Appendices Appendix 1: Scaling strategy of Face book Appendix 2: Face book Search Traffic Appendix 3: Top regions for Face book users Appendix 4: Age group of target customers of Face book Appendix 5: Direct customer branding of Face book Appendix 6: Indirect customer branding of Face book

Tuesday, May 5, 2020

Discussing Road Accidents in Malaysia free essay sample

Road accidents are global tragedies with an ever-raising trend. In Malaysia, it represents a major public problem because of the high number of victims involved and also the seriousness of the consequences for the victim themselves and to their families. Accidents are generally classified as single vehicle accidents in which the vehicle is either colliding with fixed objects or with pedestrians Besides that, the vehicle may fall in a ditch and multiple vehicle accidents in which two or more than two vehicle can either collide head–on. The increase of road accident is closely linked with the rapid growth of population, economic development, industrialization and motorization encountered by the country. It continues to be a growing concern to all those who uses the roads. Every year, road accidents in Malaysia are becoming more and more common in today’s society and it contributes to a significant number of deaths as the result. We will write a custom essay sample on Discussing Road Accidents in Malaysia or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Although the police have already taken action to prevent the accidents, it is still raising day by day. Based on statistics, road accidents mostly occur during festive days such as Hari Raya, Chinese New Year, Deepavali and so on. They are travelling a long distance for purpose to go back their hometown to celebrate with their relatives. There are a few reasons why accidents happen in Malaysia. Firstly, road accidents happen because of speeding. For example, many teenagers in Malaysia like to drive with a sense of speed. They drive recklessly and love to ignore the speed limit. Even though our government has put up signboards on roads and highways, they seem to ignore these signs. These actions not only endanger their lives but it also endangers the lives of other road users. Secondly, accidents happen when the drivers are in a drunken condition. After getting drunk, they do not realize that they are actually driving very fast because they are influenced by alcohol. They lose the ability to focus and drive properly when drunk. So, they would get in trouble and get involved in an accident. It is a very dangerous action and is one of the top causes of accidents in Malaysia. Thirdly, Malaysia has a lot of road users that are not responsible. They do not care about the rules that are provided; they just ignore them for the sake of being comfortable. They are careless and make unnecessary mistakes such as falling asleep at the wheel, unsafe overtaking, not stop at the red traffic light and other common disregards of road rules. Distractions are also linked to driver error because accidents can occur when the driver is distracted, which includes texting while driving. As a conclusion, there are a lot of causes of road accidents but the main cause of road accidents occur because of the driver’s behaviour. As a driver, we need to take responsibility for what we have done. Refrain from doing actions that might cause accidents to occur or injure other person; on phone while driving, drunk driving and so on. These actions are really dangerous if we do it when driving because we cannot control the car well. Remember that our family members are always worried about us and care about us. There are no people who are wishing to get involved in a road accident. It is really a tragedy; it makes a lot of people lose their family members. Besides that, all Malaysians should be cooperating to reduce the number of road accidents. Whenever you think that this isn’t achievable, remember our slogan â€Å"Malaysia Boleh†.